So much for buyer protection; Ebay decided in favor of a seller who never sent me the item I purchased username: grandma something or other. I called my credit card company and told them not to pay that charge. It was a small amount of money, but I closed my Ebay account after 15 years. I had a 100% rating as a seller, too. Never again! I would close my PayPal account, too, but too many people still require you to have PayPal to get paid.